Przeglądaj wg Autor "Haza, Wojciech"

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    Kierunki międzynarodowej koordynacji ostrożnościowych regulacji bankowych
    (Wyższa Szkoła Biznesu - National-Louis University w Nowym Sączu, 2008) Haza, Wojciech
    Financial instrument trading is accompanied by a great risk since financial instruments are based on a commitment to perform a certain service in future. Bank management which does not take the risk into account may be one of reasons for financial crisis. Therefore, it is important to maintain the solvency of banks understood as bank capacity to cover its loss and risks from its own funds. To carry out such a duty, prudence regulations have to be developed and implemented. The purpose of this article is to present currently applicable prudence regulations in the banking sector and an attempt to show directions of required changes and modifications. The article is composed of four parts. The first part presents the analysis of reasons of financial market regulation and explains causes why banks are subject to special orders and standards. The second and third part describes efforts of the Basel Committee on Banking Supervision and other organisations to develop global banking system operating standards. The author also refers to research over the global impact of guidelines of the Basel Committee on Banking Supervision on the banking sector. The final part presents expected directions of changes in international prudence regulations.
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    The premises and evaluation of new regulations aiming at limiting risk in the banking sector
    (Wyższa Szkoła Biznesu - National-Louis University in Nowy Sącz, 2011) Haza, Wojciech
    This paper will aim at proving that the introduction of the reforms known as Basel III considerably eliminates the deficits of the Basel regulations from 2004, but will result in lower availability of loans for bank clients and will slow down the economic development. The article consists of three sections. The first part presents the role and challenges facing banks in times of crisis. In the second part special attention has been paid to the main assumptions of the changes proposed by the Basel Committee on Banking Supervision. The third chapter focuses on analyzing the predicted influence of Basel III on economy and banks operating in Poland and all over the world.
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    Uregulowania nadzoru bankowego w nowej umowie kapitałowej (Basel II) i ocena ich konsekwencji dla polskiego sektora bankowego
    (Wyższa Szkoła Biznesu - National-Louis University w Nowym Sączu, 2007) Haza, Wojciech
    The rapidly developing globalisation of world economies has caused that it has become necessary to establish international authorities to control public entities (including, but not limited to, banks). These are banks that operate in the international market in an especially active manner. To reduce any and all irregularities in the banking sector, the Basel Committee on Banking Supervision was established. As a result of further actions, the New Basel Capital Accord (Basel II), in details defining the methodology of capital adequacy measurement and target standards for the banking supervision, was published. The purpose of this document is to present major regulations of the New Capital Accord and assess their impact on the Polish banking sector. On the basis of a selected group of banks in Poland, we discuss the impact of new guidelines, for example, on a solvency ratio.