Nijakowska-Augustyn, Anna2014-04-072014-04-072013Business and non-profit organizations facing increased competition and growing customers' demands / ed. by Adam Nalepka, Anna Ujwary-Gil. Nowy Sącz : Wyższa Szkoła Biznesu - National-Louis University, cop. 2013. - S. 237-252978-83-88421-82-2http://hdl.handle.net/11199/7418This paper attempts to identify the factors contributing to the limitation of lending which may stem from risk aversion of both banks and companies. It also presents the importance of credit as one of the main sources of funding the needs of companies, as well as one of the major means for counteracting the economic slowdown. Therefore, an empirical part of this paper comprises research on the correlation between gross domestic product and credit given to companies in general. Since investments made by companies have a significant impact on economic growth, the paper also presents the dependence of investments on investment credit. On the basis of research done, it has been ascertained that the main goal of economic policy should be to stimulate the activity of entrepreneurs by implementing various regulations that would increase lending by banks. Such actions would definitely improve the economic situation on the whole.enUznanie autorstwa-Użycie niekomercyjne-Bez utworów zależnych 3.0 Polskalimiting lendingthe importance of bank loans for the economyeconomic slowdownthe importance of entrepreneurial investments for the economybookPart