Bank Credit as a Means for Counteracting the Economic Slowdown
Ładowanie...
Data
2013
Autorzy
Tytuł czasopisma
ISSN czasopisma
Tytuł tomu
Wydawca
Wyższa Szkoła Biznesu - National-Louis University in Nowy Sącz
Abstrakt
This paper attempts to identify the factors contributing to the limitation
of lending which may stem from risk aversion of both banks and companies.
It also presents the importance of credit as one of the main sources of funding
the needs of companies, as well as one of the major means for counteracting
the economic slowdown. Therefore, an empirical part of this paper comprises
research on the correlation between gross domestic product and credit
given to companies in general. Since investments made by companies
have a significant impact on economic growth, the paper also presents the
dependence of investments on investment credit. On the basis of research
done, it has been ascertained that the main goal of economic policy should be
to stimulate the activity of entrepreneurs by implementing various regulations
that would increase lending by banks. Such actions would definitely improve
the economic situation on the whole.
Opis
Słowa kluczowe
limiting lending, the importance of bank loans for the economy, economic slowdown, the importance of entrepreneurial investments for the economy
Cytowanie
Business and non-profit organizations facing increased competition and growing customers' demands / ed. by Adam Nalepka, Anna Ujwary-Gil. Nowy Sącz : Wyższa Szkoła Biznesu - National-Louis University, cop. 2013. - S. 237-252