Analysis of selected five banks with the use of the CAMEL model
Abstrakt
This study is providing a general analysis of five Polish banks that are quoted on Warsaw
Stock Exchange in its WIG20 index. The analysis is based on the framework created by
CAMEL model, which is used worldwide in assessing bank’s performance and risks they
are exposed to. CAMEL model, however, will not be fully applied, as not all information
needed for full application is freely available. Still, the same tools will be used and all
areas of banks operations that are covered by CAMEL model will be analyzed.
To better understand the situation of selected five banks it could be helpful to look at the
whole market of commercial banks in Poland. Information necessary can be found in
chapter “Banking Sector in Poland”.
Chapter “The Model Overview” provides a description of the CAMEL model and tools that
are used in the study.
Practical analysis of selected five banks is available in the “Practical Comparison Based on
CAMEL Model Framework” chapter. It describes step by step calculations made and
presents final observations.
Opis
Słowa kluczowe
banking, banking system, Poland, models, assets quality, management quality